Mate, I burned my bridges with credit cards when i was @uni - my attitude was "If you're daft enough to lend it to me, i'll spend it... oh, you want it back? Yeah, sure, the thing is you didn't read the small print*".
Although... I have recently finally got around to spanking £300 on a new washer/dryer through an entirely new source of credit - thank you very.co.uk - which does give my monster overdraft a slight amount of wiggle room - but i dunno about a oner's worth...
If it's still going by the 21st, that'll be a different story
*i. I don't give a flying f*ck.
ii. You cannot intimidate me with threats of court action A. I've been there before & B. but not limited to, I've worked in auctions so I know it'll cost you more to send the bailiffs in than you'll get for the stuff.
iii. I am not ashamed of being in debt.
iv. Even if (iii) were the case, it's not my fault that the economy is built on the idea that a debt is an asset and therefore he who has least actually has most, but not really. Obviously this will all come to a sticky end soon, so I'll have my slice of the emperor's new cake and spunk it however I see fit: just call it A. my bonus, B. my golden parachute, C. my birthday present.
v. With particular reference to (i), no seriously, I really don't give a flying f*ck.