You say you are already pretty well clued up on business if this was the case you should know that even with a bullet proof business plan you have next to no chance of getting a bank loan. They are not stupid they know that we are in one of the worst rescissions to hit this country, they also know that the first thing people cut back on when watching Money is leasure thus making the idea of investing in a start up business in the leasure sector a massive no no
I am still in my first year but I do like to think im doing well.
I think that you are partially right in the fact that bank loans are a LOT harder to obtain now but banks make their money on interest. To make interest they must lend and so if you walk in there with a bullet proof business plan they wont hesitate to give you the money. That said a bullet proof business plan is practically impossible. If I want to have a chance Ill just have to get damb close but never hurts to try right?